Michigan auto insurance

Michigan drivers pay less for auto insurance than they once did, but still pay some of the highest rates in the country. Critically injured crash survivors want changes. Lawmakers are split on a path forward.

In one of the first public policy disputes between Gov. Gretchen Whitmer and Democratic legislative leaders, the Michigan Senate votes to undo health care price controls built into a 2019 insurance law overhaul.

Michigan senators aim to increase insurance payouts on medical care for auto accident victims, a move long sought by crash survivors and their health providers.

Michigan Supreme Court rules that thousands of crash survivors aren’t subject to medical fee caps imposed by a 2019 law that lowered most rates. Detractors say that may make premiums more expensive ‘for many decades.’

The outcome of the case could have a major impact on the future of Michigan’s auto no-fault law.

Crash victims and their health care providers may get the opportunity to tweak a 2019 overhauling no-fault health law during Gov. Gretchen Whitmer’s second term.

Thursday’s appeals court decision is a victory for thousands of people who suffered severe, long-term auto injuries before the 2019 no-fault reforms. But it raises questions about the law’s ability to lower the state’s high auto insurance costs.

Michigan officials say insurers will meet the deadline, but warn companies that the refunds must be paid in cash, not as a credit toward premiums.

The Michigan Catastrophic Claims Association has begun the transfer of $3 billion in surplus funds, with the money being distributed to insured Michigan drivers. The state also offered tips to avoid being scammed out of the money.

Because of the 45 percent cut to reimbursements, I’ve had to leave my home for facilities that are short staffed and cannot help me when I need assistance. Sometimes it’s like being a prisoner.

The Michigan Catastrophic Claims Association will return $3 billion of its $5 billion surplus to drivers. That means $400 per vehicle.

Bridge Michigan calculations estimate the refunds could range from $80 a driver to $700. That state catastrophic claims association did not offer immediate details on the size or timing of the rebate.

The Michigan Catastrophic Claims Association is flush with a $5 billion surplus. State law would call for refunds beginning in 2022, but Whitmer wants them now.

Gov. Whitmer, as a mother, you would move heaven and earth to help your daughters. Do that for our children!

Services for those suffering catastrophic injuries will be curtailed July 1 without legislative action in Michigan.

No-fault reform is saving many Michigan drivers hundreds of dollars a year. The Legislature shouldn’t try to fix something that’s working for most of us.

Michigan residents who’ve suffered catastrophic injuries in auto accidents risk losing specialized services if the Legislature doesn’t make a technical correction to no-fault reform.

Insurer filings reviewed by Bridge show most drivers will save money under a reform law set to take effect July 2. But universal savings appear exaggerated and where you live still impacts what you will pay.

Travel fell by more than 40 percent amid the pandemic, which experts say could reap insurance companies sizable profits. Ordered by Gov. Gretchen Whitmer to pay rebates, most are paying 15 percent to 20 percent. That often amounts to about $50 or less.

Gov. Gretchen Whitmer and Republican leaders in the legislature negotiated a big change to the state’s auto insurance laws. Here’s how the deal may impact your rates and coverage.